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Explanation of the Data
Users of the Bankruptcy Database Project may select several data options for each bankruptcy chapter.
Noncommercial: cases not classified as commercial cases.
Commercial: cases filed by legal entities, plus those with other indicia that the filing is related to a business. That is, the debtor may be an individual who indicates on the petition that she is "doing business as" another entity, or the debtor may list a Tax ID number instead of a Social Security Number.
Individual: cases filed by actual, natural people (teachers, doctors, and the like).
Entity: cases filed by legal entities (corporations, partnerships, and the like).
Total Individuals: total number of individuals in bankruptcy. This counts each "individual" petition as one person and each "joint" petition as two people.
Total Petitions: total number of bankruptcy petitions filed. This is the same as the sum of noncommercial and commercial petitions or individual and entity petitions.